Pay Range: $18-$22 per hour + incentives
Company Description
Centennial Lending is a unique and growing lending company located in Firestone, CO offering a wide variety of products including conventional, FHA, VA, and USDA mortgages, commercial loan products, and service offerings. Through our partnerships with credit unions and other investors we are able to offer a wide variety of loan products to credit union members.
Centennial Lending offers its employees opportunities for advancement within the company as well as an extremely competitive and comprehensive benefits package that includes Medical, Dental, Vision, Life, AD&D, short term and long term disability, 401K, paid time off, and potential for annual bonus.
Job Description
Centennial Lending is a growing organization and is recruiting for an experienced Mortgage Loan Officer. This position is responsible for initial evaluation of applicant(s) to determine eligibility for loan programs and serve as liaison through entire process. Training and majority of work period will be performed onsite at our Firestone, CO location.
Job Duties
- Serve as point of contact for all communications with borrowers, credit unions and third parties
- Capturing new mortgage applications, quoting interest rates
- Evaluate residential applications for qualification to available loan programs and request initial list of items needed
- Counsel applicants regarding the loan process
- Prepare initial loan disclosures in compliance with regulatory guidelines
- Follow up with borrowers who initially applied for pre-qualification
- Maintain knowledge of changes to investor and mortgage insurance underwriting guidelines
- Ability to work independently, with strong initiative and reliability
- Ability to monitor and meet purchase contract deadlines is imperative
- Maintain appropriate licensure with the National Mortgage Licensing System Registry and states are required by the company
- Other duties as assigned
Qualification and Education Requirements
- Required: A minimum of 2 years of mortgage loan origination experience
Preferred Skills
- Knowledge in the use of personal computers, word processing, email, spreadsheets and other related applications
- Must be self-motivated and work independently to manage workflow, deadlines, and reporting
- Ability to effectively and professionally communicate verbally and in writing
- Respond professionally and resolve inquiries and complaints in a timely manner
- Concurrently manage multiple time sensitive projects and duties
- Define problems, collect data, and resolve issues
- Ability to read, analyze, and interpret common, technical, and industry specific documents
- Ability to communicate Adverse Actions in a timely and professional manner
- Knowledge of all agency guidelines including but not limited to FNMA, FHA, FHLB, VA, USDA as well as various mortgage insurance requirements
- Knowledge of state and federal regulations impacting the origination of all loan types
- Maintain eligibility for licensure under the SAFE Act
- Bilingual a plus
Company website: www.centennial-lending.com
Our new HQ: www.centennial-lending.com/new-hq
Job Type: Full-time
Expected hours: 40 per week
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Health insurance
- Life insurance
- Paid time off
- Referral program
- Vision insurance
Compensation package:
Payment frequency:
Schedule:
- 8 hour shift
- Monday to Friday
Work setting:
Education:
Experience:
- Loan Origination: 2 years (Required)
Work Location: In person