About us
Commitment Mortgage, Powered by Thrive is a large business in Bedford, IN. We are professional, agile, professional and our goal is to Your goals are important to us, so we coach you to the level you want to achieve. We have built in business inside a 600 agent real estate company. This position is for someone looking to take your career to a higher level..
Our work environment includes:
- Modern office setting
- Food provided
- Modern office setting
- Growth opportunities
- Work-from-home days
Job Overview: We are looking for a dedicated Loan Officer to join our reputable financial institution. As a Loan Officer, you will play a crucial role in evaluating, authorizing, and recommending approval of loans while ensuring compliance with Fair Housing regulations. The ideal candidate will possess strong mathematical skills and exceptional customer service abilities. Responsibilities: - Assess the creditworthiness of loan applicants by processing loan applications and relevant documentation within established guidelines. - Conduct interviews with applicants to assess financial eligibility and determine the feasibility of loan approval. - Calculate relevant financial ratios and metrics to establish debt payment plans. - Engage with clients to request or provide necessary information throughout the loan process. - Justify loan decisions (approvals/rejections) and document them accordingly. - Finalize loan contracts and provide clients with comprehensive information on policies and restrictions. - Stay updated on various types of loans and financial services to better assist clients. - Maintain accurate and up-to-date records of accounts. Qualifications: - Proven experience working as a Loan Officer or in a similar role within the banking industry. - Proficiency in using computers and banking software applications. - Sound knowledge of direct/indirect lending products and industry practices. - Excellent communication skills with a strong focus on interpersonal interactions. - Customer-centric approach with sales competencies to ensure client satisfaction. - Strong analytical abilities with a solid foundation in mathematics. Nice-to-have Skills: - Familiarity with loan processing procedures and mortgage servicing operations. - Experience with accounting software and financial tools like Quicken. - Understanding of Fair Housing regulations governing lending practices. Join our dynamic team today and kickstart your career as a Loan Officer in the banking sector!
Job Type: Full-time
Pay: $121,587.00 - $227,579.00 per year
Benefits:
- 401(k)
- Dental insurance
- Flexible schedule
- Health insurance
- Opportunities for advancement
Compensation package:
- Commission only
- Commission pay
Payment frequency:
Schedule:
Work setting:
Experience:
- Fair Housing regulations: 2 years (Required)
- Loan origination: 2 years (Required)
- Sales: 2 years (Preferred)
Ability to Commute:
- Bedford, IN 47421 (Required)
Ability to Relocate:
- Bedford, IN 47421: Relocate before starting work (Required)
Work Location: In person