Job Summary:
Skyridge Lending is seeking highly experienced and motivated Loan Officers to join our team. Skyridge lending is a solutions-based company focusing on helping every client to know all their available options and setting a plan in motion to meet their home ownership and real estate investment goals. We offer mortgage products to fit every possible lending scenario. Never lose a client again due to lack of options! The Loan Officer will be responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses.
Responsibilities:
- Possess expert knowledge of mortgage market and all loan product types to make recommendations to clients
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Finalize loan transactions and keep clients informed in rules and regulations
- Contribute to the growth of the organization through excellent customer service
Requirements:
- Proven working experience as a Loan Officer or similar role for at least 5 years
- Solid understanding of direct/indirect lending products and practices
- Familiarity with underwriting, loan processing, contract negotiation, and Fair Housing regulations
- Knowledge of Convenstional, VA, USDA, and FHA guidelines and financial loan origination software
- Customer service orientation with a sales mindset
- NMLS license in one or more of the following states: AL, CO, HI, TX
This position offers an exciting opportunity for a motivated individual to join a dynamic team in the mortgage industry. If you meet the requirements above and are ready to take on this challenging role, we encourage you to apply.
Job Types: Full-time, Contract
Pay: $36,000.00 - $240,000.00 per year
Benefits:
- Flexible schedule
- Life insurance
- Opportunities for advancement
- Work from home
Compensation package:
- Bonus opportunities
- Commission pay
Payment frequency:
- 1099 contract
- Paid semi-monthly
Schedule:
- 8 hour shift
- Choose your own hours
- On call
Work setting:
Education:
Experience:
- Fair Housing regulations: 5 years (Required)
- Loan origination: 5 years (Required)
- Sales: 5 years (Required)
License/Certification:
- NMLS License in AL, CO, HI, and/or TX (Required)
Work Location: Remote