Vision One Mortgage, Inc., located in Newport Beach, CA, offers a wide array of mortgage solutions tailored to meet the diverse needs of our clients, including self-employed individuals, wage earners, investors, 100% commission and innovators. We invite experienced Mortgage Loan Officers to join our dynamic team as we continue to innovate in the industry, offering specialized products like FHA loans for 550+ FICO scores and direct hedge fund hard money loans up to $50 million for residential and commercial investments.
Diverse Loan Offerings for Every Financial Scenario
Our Non-QM loan products are tailored to accommodate a wide spectrum of financial situations, offering more flexible underwriting criteria and alternative documentation options. Here's a glimpse into our diverse loan portfolio:
- Bank Statement Loans: Perfect for self-employed individuals, assessing income through personal or business bank statements.
- Asset-Based Loans: Ideal for those with significant assets but variable income, relying on liquid assets for income verification.
- Interest-Only Loans: Suitable for borrowers anticipating future income increases, initially paying only interest.
- Real Estate Investment Loans: Focused on the property's income potential, ideal for real estate investors.
- Foreign National Loans: Catering to non-U.S. citizens interested in owning property in the U.S., accommodating those without U.S. credit history.
- Non-Prime Loans: For borrowers with lower credit scores or past credit events, offering a chance at homeownership.
- Jumbo Loans: For loans exceeding conforming limits, often structured as Non-QM for larger loan amount needs.
- DSCR Loans: Designed for investment properties, based on property cash flow and debt service coverage.
- ITIN Loans: For individuals with an ITIN instead of a SSN, including non-resident aliens and temporary residents.
- Fresh Start Programs: Offering a pathway back to homeownership after significant credit events like bankruptcy or foreclosure.
- We have different investors, we offer different niches and doc types.(NON-QM)
- 6 DSCR programs
- 4 PnL Only Products
- 6 Bank Statement programs
- 8 Full Doc Programs
Join Our Team and Make a Difference
The position is remote but MUST be licensed to work in California, Arizona, Florida, Texas, and Nevada, Vision One Mortgage Inc. is eager to welcome Mortgage Loan Officers ready to make an impactful contribution to our team. By joining us, you'll be at the forefront of providing innovative and flexible mortgage solutions designed to fulfill the dreams of homeownership for a diverse range of clients.
Join Our Team! Apply Now for Loan Officer Positions at Vision One Mortgage, Inc.!
Job Type: Full-time
Benefits:
- Flexible schedule
- Paid time off
- Professional development assistance
- Referral program
- Work from home
Compensation package:
- Bonus opportunities
- Commission only
- Commission pay
- Employee stock ownership plan
- Profit sharing
Payment frequency:
- 1099 contract
- Paid biweekly
- Paid daily
- Paid semi-monthly
- Paid weekly
Work setting:
Education:
- High school or equivalent (Preferred)
Ability to Commute:
Work Location: Remote